Elder Law Planning Game

by Linda Ershow-Levenberg, Certified Elder Law Attorney (C.E.L.A.)

HOW MANY ANSWERS CAN YOU MATCH WITH THE QUESTIONS?
Print this page & write your answers.
Check the answers here.

1. The Government health insurance program that does not pay for long-term care ?

2. The Government health program that pays for long term care for financially eligible people ?

3. The average monthly cost of a nursing home in Union County ?

4. A typical monthly income for a blue-collar retiree ?

5. Amount of assets a person can have when he or she applies for Medicaid ?

6. The maximum amount of countable resources that community spouse gets to keep if their spouse is applying for nursing home Medicaid ?

7. The income cap for recipients of Medicaid in an Assisted Living Facility so that higher-income people can’t be eligible ?

8. The maximum hours per week Medicaid will pay for a home health aide in a person’s home ?

9. The maximum number of days that Medicare will pay for skilled care in a nursing facility after a hospitalization, per spell of illness ?

10. The guaranteed Monthly Maintenance Income Allowance for the community spouse of a person in the nursing home Medicaid Program ?

11. The retrospective review that Medicaid does of the financial transactions that occurred prior to the Medicaid application ?

12. The length in years of the look-back period when a person applies for Medicaid ?

13. The length in years of the look-back period when a person applies for Medicaid if he had transferred assets into a Trust ?

14. The medical clearance that must be obtained before there can be Medicaid eligibility ?

15. What personal capabilities must be compromised for there to be medical approval for Medicaid ?

16. Movement from bed to chair or sitting to standing ?

17. Medicaid's word for a "gift" ?

18. Medicaid’s word for the consequences of making a gift during the look-back period ?

19. To whom a Medicaid applicant can give her residence without causing a transfer penalty ?

20. Whether Medicaid will pay for the nursing home if you transferred assets and the penalty is still running ?

21. The document that tells what your wishes are for end-of-life medical treatment ?

22. The document that tells what your wishes are for end-of-life medical treatment ?

23. The document that tells who is to receive your property if you die ?

24. The document that appoints a person to act for you on business and financial decisions ?

25. Whether your IRA or 401K can be transferred to another person during your lifetime ?

26. Whether your appointed Power of Attorney can give away your assets if the document doesn’t say so ?

27. Duration of a power of attorney ?

28. Court proceedings necessary if there is no power of attorney ?

29. The person appointed in the Will to handle the business of the estate ?

30. The person appointed by the Surrogate’s Court to handle the business of the estate if there is no Will ?

31. Whether anyone can give out the assets of your estate if there is no Executor or Administrator ?

32. Typical annual cost of long-term care insurance for a 65 year old person ?

33. Typical time period in months to obtain legal guardianship to accomplish estate & Medicaid planning when a person failed to plan ?

Check the answers here.